Fee-Free

What is the Fee-Free ATM Scheme?

A Comprehensive Overview of the Fee-Free ATM Service

The fee-free ATM scheme was established to ensure that individuals in remote Indigenous communities have access to basic banking services without the burden of high fees typically associated with ATM transactions in these areas. Fifteen major banks, including ANZ, Commonwealth Bank, NAB, Westpac, and others, have joined forces to provide this crucial service. Through this program, these participating banks cover the costs of ATM usage, allowing users to withdraw cash and check their account balances without incurring any fees.

Supporting Remote Australians with No-Cost ATM Services

The Australian Banking Association (ABA) offers fee-free ATM access in remote communities across Northern Territory, Queensland, Western Australia, and South Australia. This initiative ensures residents can access banking services without incurring additional charges.

1. Purpose

The ABA facilitates fee-free ATM withdrawals and balance inquiries for customers in selected remote communities, ensuring they can access banking services without incurring additional charges.

2. Coverage

The scheme applies to up to 85 ATMs located in remote areas across the Northern Territory, Queensland, Western Australia, and South Australia.

3. Eligible Transactions

Customers can make fee-free withdrawals and balance inquiries at participating ATMs.

4. Identification

Each participating ATM will display a clear message indicating that the service is fee-free for withdrawals and balance inquiries.

Population with
Least Access to Cash

People per square kilometre needing to travel more than 15 kilometres to access cash

atmwest in
Remote Areas
Enhancing Accessibility with Fee-Free Services

atmwest provides fee-free ATMs in remote communities, helping residents avoid costly transaction fees and ensuring access to essential banking services despite distance and poor connectivity.